Young and Older Folk Portfolio Message Board

STOCKTALK

We've detected that you're using an ad content blocking browser plug-in or feature. Ads provide a critical source of revenue to the continued operation of Silicon Investor. We ask that you disable ad blocking while on Silicon Investor in the best interests of our community. If you are not using an ad blocker but are still receiving this message, make sure your browser's tracking protection is set to the 'standard' level.

Strategies & Market Trends : Young and Older Folk Portfolio

Public Reply Prvt Reply Mark as Last Read File

Previous 10 Next 10 Previous Next

From: mykesc2020	11/5/2025 11:00:59 PM
	Read Replies (1) of 23620

Welp, my HYSA finally dipped below 4% this week, going to 3.9%. The online bank is CFG and I have been a member since Nov, 2022. When I put the money there the APY was 3.86%, at its high it was 5.25% and here were are at 3.9%. It was constantly a rate leader for savings accounts (probably still is, I dont monitor anymore). I used to post a summary over at SA blog of my top consistent rate leader banks. Obviously I/we knew this was coming, but I always said I will wait to decide something when the yield drops below 4%. We are here. About 4 months ago I opened a position in USFR (WisdomTree Floating Rate Treasury Fund ETF) and dropped about 45% of my cash there. What are we all thinking about cash these days? I know a lot have SGOV, my wife has it. I think it matches my USFR so should I just move it over? Cash needs to be secure. Not interested in putting this money at risk in equities. I saw this on another site. Barclays/AARP, 4.4% HYSA, plus $200 if over $25K and mine would be. I am currently an AARP member because I wanted their free gift to renew...lol banking.barclaysus.com Any experience with it?

Report TOU Violation

Share This Post

Public Reply Prvt Reply Mark as Last Read File

Previous 10 Next 10 Previous Next