Young and Older Folk Portfolio Message Board

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Strategies & Market Trends : Young and Older Folk Portfolio

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To: Steve Mac who wrote (22132)	11/12/2025 1:40:30 PM
From: Max2.0	of 23915

Good to know and I will take anything I can get. With that said these numbers still represent peanuts. Lets say, I expend energy to manipulate my retirement finances/income/expenditures to get the full $6000 deduction (I am 70 and wifey is 61). At a 22% tax rate, that saves me $1,320 for the year? This translates to 0.8% of $150K. If I balance that against our portfolio bouncing up and down by $30K on a daily basis, the $1320 savings doesn't appear all that significant.

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