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Strategies & Market Trends : Buy and Sell Signals, and Other Market Perspectives
SPY 676.41+0.7%4:00 PM EST
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To: GROUND ZERO™ who wrote (220094)12/15/2025 12:57:01 PM
From: Augustus Gloop  Read Replies (1) of 220379
 
We're not totally on the same page but I don't want to debate that.

Here are the reasons I think we need to approach things in a different way.

Home sales are down because nobody wants to sell to downsize and pay higher rates - it defeats the purpose. Young families can't swing the higher rates so the average age of first time home buyers is 40 - that doesn't work.

Convertible or assumable mortgages have been discussed and could be the answer.

Student loan debt is outrageous and I hold the colleges responsible. Yes, 18 to 22 year olds took them out but they were getting an education which helps society without the financial understanding they needed which hurts society. That needs to be figured out because their college debt is preventing them from being able to buy a home and spend money that would help the economy - a lot. I'm not suggesting we clear the deck for them but we need to have a substantive discussion about how to fix this AND prevent it from happening again.

Those are just 2 things but they're big impediments right now. In person, I could explain my position in a short amount of time - posting takes too long to have a deep conversation
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