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Strategies & Market Trends : Young and Older Folk Portfolio

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From: QTI on SI	12/19/2025 5:52:24 PM
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Investment related: I got my wife's HSA transfered over to Fidelity. We have about $100K in her HSA account ready to be invested. I'm thinking, I'd just do a lump sum investing: SMH: or QQQ: 25% (I might opt for QQQ instead of SMH for lesser volatility) IVV: 25% DGRO: 25% SCHD: 25% Goal is to grow the HSA account as we don't need any income from it at this point. Wondering, if I should just go all growth in it? But then I worry about major drawdowns in growth/tech sector, so want to keep some DGRO/SCHD type allocations as a ballast. What you all think?

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