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Strategies & Market Trends : Value Investing

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To: Sean Collett who wrote (79025)1/29/2026 11:19:28 AM
From: E_K_S  Read Replies (2) of 79139
 
Re: PYPL

Getting close to my GTC Buy point at $51.37/share. I watch OBV and that is low too. The 3 year low another point I watch is $50.25/share. Maybe we make a lower low on low vol. My plan is to start a tracking position at/near $51.37, watch for a multi year low at/below $50.25 and then start to scale in.

It's a 2026/2027 long term Buy/Hold. They do have good FCF, have exposure to Buy Now Pay Later and even one can have their Credit Card Reward Points credited to "PYPL".

I do not use PYPL any more but just use my rewards points credit card now for all my transactions.

I had an unpleasant experience w/ a charge on PYPL that I wanted credited back. It was past their 3 month dispute period and totally rejected my claim. I eventually got it resolved w/ Mint Mobile. Even though the PYPL was paid through my credit card American Express, both rejected my claim. American Express said it was PYPL's issue, PYPL said it was past their 90 day claim period.

Why use PYPL if you have a credit card. My default for AMZN is now my Credit Card, same w/ Mint Mobile.

PYPL needs to look at what the competition provides and provide more.

The value proposition at/below 10x PE does become compelling when you look at AXP selling at 24x PE
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