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Non-Tech : Harbor Florida Bancshares Nasdaq:HARB
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To: ron forgus who wrote (2)4/19/1998 5:11:00 AM
From: Kenneth Xavier  Read Replies (1) of 16
 
Ron, HARB after this most recent second stage conversion now has a book value of around $10 according to my sources or a price to book (P/B) of about 120. The Median Florida P/B is currently about 180 which makes this stock very undervalued based on the healthy Npa's, Roaa, etc. that the bank holds. Three others that are very undervalued IMO are BYS, NEP, and HBSC, all of which I have strong positions in including HARB. Ken
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