CY,
These are already issues. The majority of insurance companies already have their own formularies, and their people apparently do better financially if they can keep patients on formulary a greater % of the time...pretty scary if this is true as I have heard. Nevertheless, they often have a few antidepressants on the formulary, or a few of any family of medications, and if you choose one not on their magic list, get ready to do extra paper work or sit on the phone(the physician), and maybe get the approval, or else the patient has to pay. Of course, if you go along with insurance company and their is a problem, the dr. will be the one sued, not the insurance company. Makes it hard for a dr. to please patients these days.
I still think that PFE has even greater potential for their intranasal insulin than even Viagra has, although it is some time off.
Regards,
Marshall |
