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To: Benny Baga who wrote (5195)	6/17/1998 8:38:00 AM
From: micny	Read Replies (3) of 8545

>>>Beyond disagreement over billing architectures, the issue of consumer comfort also must be addressed. This is the critical consideration not given a great deal of mention: billers don't want customer detail billing information widely disseminated for competitive reasons, but more importantly, consumers don't want their financial lives open to scrutiny by the likes of MSFT and FDC for fear of what they'll do with that information! These guys could build a very accurate financial profile of every consumer if they had bill details from each of a consumers billers. Not good; as far as this consumer is concerned!! What I pay American Express is one thing....what I'm paying for is another.

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