Roger's 1998 Short Picks Message Board

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Strategies & Market Trends : Roger's 1998 Short Picks

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To: Roger A. Babb who wrote (11997)	7/24/1998 4:35:00 PM
From: peter michaelson	Read Replies (2) of 18691

Roger: Do you know any progressive thinking bankers in Oregon, by any chance? Would love to discuss the concept of an Oregon Internet Bank with someone around these parts. I agree that the prospect of competition is the Achilles heel for NTBK. For consumers to move accounts to the best deal will be nearly effortless in the internet bank world. A geographic loyalty or other affinity (such as The Gay and Lesbian Bank) might mitigate this. In fact, this feeling permeates all my internet investment thinking - the barriers to competition are minimal and the retail sector will be commoditized to a great degree - as in Amazon, Preview Travel, Egghead and the rest. This talk I hear about the first company in a niche having it locked up is TOTALLY INCORRECT! If someone sells books for 15% less Amazon's price, who you gonna buy from? It will advertise itself! The internet makes shopping efficient. Peter

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