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Microcap & Penny Stocks : ACRT about to move to new highs
ACRT 0.110-7.6%Dec 30 4:00 PM EST

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To: Mitch Menik who wrote (91)12/17/1996 7:37:00 PM
From: John Chew   of 7054
 
Understanding TADs and the difference from Factoring.

Dear Mitch:

Your Broker's Guide gave me another way of understanding
and explaining your TAD Program.

Factors BUY receivables while TADs REPLACE them. A receivable
has been converted into a more secure insured negotiable instrument.

A TAD does not violate most bank and factoring arrangements because
when the customer sells a TAD to ACRT--The customer is selling
INVENTORY, not a receivable! TADs can complement many factoring arrangements.

Why doesn't ACRT work with factoring executives to help secure some
some of their customer's receivables? I do not think that factoring really competes against TADs.

Selling the TADs:

Since selling TADs requires a business to business sale, ACRT must
have account representatives who can educate their customers in
the use of TADs to improve their business relationships with their own customers. Sales execs have to be more educators/businessmen-women/relationship builders. Each new custo0mer
will then be a source of leads and more relationships.

An account executive does not just sell.

I am pleased with ACRT's progress, but I am constantly thinking of ways of increasing ACRT's market. The potential for TADs is huge.
With luck, the proper strategies and execution, and the right people, ACRT could grow to be quite a company.

One idea would be to develop huge networks of Brokers, people who can introduce business to ACRT's account executives. Think of all the financial brokers who raise money for companies. There may be many instances where TADs can alleviate a cash flow problem for their customers.

The possibilities are limited only by my imagination.

Regards,

John Chew
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