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Microcap & Penny Stocks : Imatron (IMAT)

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To: Gerald Walls who wrote (127)	9/11/1998 3:31:00 PM
From: Chucky	Read Replies (1) of 138

Gerald, Re:"To make the calculation easy assume that after copay the drug is $100 per month. 20 years at $100 per month is nearly a quarter of a million dollars." How much do these HMO's get in premiums? I would think it would be over $1000/year. Therefore until age 65 they paid out >$65,000; however, the company should have made at least a hundred thousand on the investment. How much does an implantable defibrillator cost to remedy an ailing heart? The device alone is $20K. The procedure, while minimally invasive, along with the stay in the hospital should cost another $10K. That is an awful lot of money to pay for someone that might die and therefore stop paying premiums in the next couple years as opposed to someone who stays relatively healthy on medication for the next 20. btw, to make the calculation easier $100 * 12 months = $1,200 per year $1,200 * 20 years = $24,000 ;o) Medications are still relatively cheap if they can keep people healthy. It would seem advantageous to the HMO's to assure the customer's health as long as they (both the customer and the HMO) are still paying and avoid shelling out the lump sum close to their death or transfer to someone else's care. Later Chucky

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