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To: Defrocked who wrote (7553)	10/4/1998 2:42:00 PM
From: posthumousone	Read Replies (3) of 86076

ramblings from a lurker----- at work when we do the weekly lotto office pool it has been decided that confronted with the two choices (all CASH up front, or spread out over 20years) that its SO obvious to take it now....why? "i can put it in the market and today and get guaranteed 20% returns" my 15 or so co-workers are all very small time investors...but sort of points out what glimpsing at a newspaper now and then can be dangerous thing" i'm not saying that is the wrong choice to make, but that the underlying logic isn't sound BTW. what would you choose? guaranteed payments over 20 years period of time regardless of market conditions or everything (reduced of course compared to total over 20 years) now?

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