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Non-Tech : NetBank(NTBK)-formerly Atlanta Internet Bank
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To: AugustWest who wrote (1005)10/20/1998 3:33:00 PM
From: Czechsinthemail  Read Replies (2) of 2414
 
NTBK seems to be going through some profit-taking. One possible concern from the earnings report was an extremely low loan-loss provision. This is a somewhat discretionary call for management to decide if and when to set up reserves for possible loan losses. The fact that the company had next to no loan losses charged in the most recent quarter may raise concerns that the company was stretching a bit to make quarterly estimates and may have to make the charges sometime down the road.

Baird
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