Hi Blue; I'v been in and out and up "The River" as far as N.O. many times. But I have mostly been an offshore captain, heavy towing and supply boats. Been licensed 20 years, most 10 as 1600 ton oceans, & I was no spring chicken when I got my license, before that about 15yrs as a commercial fisherman, and knocked around a lot trying lots of things, even 3 yrs as a long shoreman.
At one time I went to school enough to get a Texas real estate license, but I wasn't made from the sort of cookie cutter to were I felt comfortable being a flunky for the S&Ls. Had they not used so much double talk and circumvented the spirit of the law with all the discount points "a front end charge" on VA loans I may have stayed at it. But the double priceing to get around the rule that the Veteran was not suppose to pay the "discount points" seemed a bit too dishonest to me, not only did he wind up paying them, the reality was that the jacked up price on the home, meant he also paid interest on taht so called discount for the full term of the loan, To me taht hot air in the price could be looked at for all practical purposes as the very last thing paid off. My God I said to myself, what a sham , as I had grown up among some hookers and pimps that appeared to have more honesty and better principles than taht. But that's a hard story to tell; and in a way taht it won't come out wrong, or do more harm than good. It's like having lived on two totally different planets, and both of them with a total different language. To translate from one to the other takes a skill in communications taht for the most is over my head. Also I don't yet see how can it be done that the people on both planet X and planet Y would read it the same way, straight English just don't seem to work, and talking in curves can be tricky, as well as dangerous. But I can assure you I'm an not amused by the bankers calling a charge a discount. Or the S&L flunkies that used phrases such as the POOR Lender when they came to the class to indoctrinate us into their idea of Caveat Emptor, and how it could be used as an excuse but they covertly left out or did a spin on how it came from the old code of Hammurabi. In it's originally connotation, it is obvious to me that Caveat Emptors' intent was to require full disclosure from the seller to the buyer, and not an excuse to cover up defects, as the Real Estate board with their grandiose parody at having ethics implied it to be. ----------------- At any rate I didn't last long as a R.E. agent, at times I think my going to sea was not just an adventure, but more an escape from the social ills of a world that I did not seem to have the skills to deal with. In spite of the harshness that a life at sea can deal to a person, I think personally I found more serenity in dealing with nature than I did with man. Jim
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