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Pastimes : Don't Ask Rambi

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To: Ilaine who wrote (17523)2/10/1999 2:10:00 PM
From: James F. Hopkins  Read Replies (2) of 71178
 
Hi Blue; I'v been in and out and up "The River" as far as N.O.
many times. But I have mostly been an offshore captain, heavy
towing and supply boats.
Been licensed 20 years, most 10 as 1600 ton oceans, & I was no
spring chicken when I got my license, before that about 15yrs
as a commercial fisherman, and knocked around a lot trying
lots of things, even 3 yrs as a long shoreman.

At one time I went to school enough to get a Texas
real estate license, but I wasn't made from the sort of
cookie cutter to were I felt comfortable being a flunky for
the S&Ls.
Had they not used so much double talk and circumvented
the spirit of the law with all the discount points "a front end
charge" on VA loans I may have stayed at it. But the double
priceing to get around the rule that the Veteran was not suppose to
pay the "discount points" seemed a bit too dishonest to me,
not only did he wind up paying them, the reality was that the
jacked up price on the home, meant he also paid interest on taht
so called discount for the full term of the loan,
To me taht hot air in the price could be looked at for all practical purposes as the very last thing paid off. My God I said to myself,
what a sham , as I had grown up among some hookers and pimps
that appeared to have more honesty and better principles
than taht.
But that's a hard story to tell; and in a way taht it
won't come out wrong, or do more harm than good.
It's like having lived on two totally different planets,
and both of them with a total different language. To translate
from one to the other takes a skill in communications
taht for the most is over my head. Also I don't yet see
how can it be done that the people on both planet X and
planet Y would read it the same way, straight English just
don't seem to work, and talking in curves can be tricky, as well
as dangerous. But I can assure you I'm an not amused by the bankers calling a charge a discount. Or the S&L flunkies that used
phrases such as the POOR Lender when they came to the
class to indoctrinate us into their idea of Caveat Emptor,
and how it could be used as an excuse but they covertly
left out or did a spin on how it came from the old
code of Hammurabi.
In it's originally connotation, it is obvious to me that
Caveat Emptors' intent was to require full disclosure from
the seller to the buyer, and not an excuse to cover up defects,
as the Real Estate board with their grandiose parody
at having ethics implied it to be.
-----------------
At any rate I didn't last long as a R.E. agent, at times I think
my going to sea was not just an adventure, but more an escape
from the social ills of a world that I did not seem to
have the skills to deal with. In spite of the harshness that
a life at sea can deal to a person, I think personally I found
more serenity in dealing with nature than I did with man.
Jim



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