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Non-Tech : InvestRight Club Challenge

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To: J.R.S. who wrote (67)	2/20/1999 8:55:00 PM
From: Jeffrey L. Henken	Read Replies (3) of 2662

On FNHC I think I would advise caution for the following reasons. First the 144's that were filed tell me that insiders were ready to take advantage of investor excitement surrounding the opening of their web site: biz.yahoo.com I'm also concerned about the limited amount of cash on hand. Doing online mortgages is a wonderful idea and I need to look very carefully at their web site. My biggest concern is that in order to bring in new business a company must have a large advertising budget. They need to have their services advertised in banner form in the right places. I do like the web site: iqualify.com But there is competition: search.excite.com Regards, Jeff

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