<<<<You are correct, I have not been in the market since there was a real bear market. I guess the way I figure it is that if I beat the S&P by 5 or 6 times over each year from buying stocks like DELL, and 83% of the MM's can't even beat the S&P, that if the bad times come and I have to get out, I will still be way ahead of what they did >>> I like your post. Keep thinking of where I may have been if I had stayed in NB,Bac,Glw,Noc,Phg,Klic, etc or bought the oils or airlines. Down the pipe, maybe 50% is where.. Seems necessary to be in a stock that can roar at times, because they can all go down in the bad times. Will enjoy seeing the answers to your post. How about Walmart or Home Depot? Sig |