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Non-Tech : NetBank(NTBK)-formerly Atlanta Internet Bank -- Ignore unavailable to you. Want to Upgrade?

To: VALUESPEC who wrote (2068)	7/9/1999 11:21:00 AM
From: Mike Milde	Read Replies (1) \| Respond to of 2414

<< There are both cultural reasons and financial reasons why NTBK might be able to stay way ahead of the banks. >> Please tell us what those are and compare them to other Internet banks. (Emphasis is on Internet). I'm really interested to hear the "cultural" reasons. :) Mike

To: VALUESPEC who wrote (2068)	7/9/1999 11:52:00 AM
From: mark garner	Read Replies (1) \| Respond to of 2414

you are flying by the seat of your pants on this one Valuespec, but what else is new? how about some real analysis? why dont give provide a comparsion as to the number of accounts for NTBK versus its competitors? what about comparisons in services? you are using all of the standard buzzword baloney but are failing to provide any real analysis. unless NTBK is bought out, and it seems unlikely at this point (look at the market's response to the Etrade/Telebanc deal), this stock will peform no better than the average internet stock.