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Non-Tech : USAB - USABancShares.com -- Ignore unavailable to you. Want to Upgrade?

To: AJ Berger who wrote (1639)	7/28/1999 4:23:00 PM
From: im a survivor	Respond to of 2419

We're all entitled to our opinion.......lets chat in a year and see what kind of a % gainer I have in this. Over 100% right now, so I won't complain too much. This time next year, I expect one, maybe 2 more splits and a $25 - $35 share price...fair valuation in my eyes.

To: AJ Berger who wrote (1639)	7/28/1999 4:26:00 PM
From: VeloSpeed	Respond to of 2419

<<MSFT does the same; watching smaller companies innovate, then grabbing the market just when it looked like it may actually be lucrative.>> You forgot to mention how Microsoft grabs the market... the "A" part of "M&A." (and it's always at a healthy premium too) -VeloSpeed

To: AJ Berger who wrote (1639)	7/28/1999 6:45:00 PM
From: George Dvorsky	Respond to of 2419

To expand on what velospeed already replied, an M or A would be a cheap way for even a regional bank to get into the web banking business. The cap is so small right now, a buyout would be small change to some medium size banks. As long as the web site works, usab is a 'bankable' commodity. gd