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To: Kent Rattey who wrote (39214)	9/1/1999 9:30:00 PM
From: Boplicity	Read Replies (1) \| Respond to of 152472

<<In April 1999, First Union Corporation (NYSE: FTU) signed a definitive agreement to acquire EVEREN Capital Corporation (NYSE: EVR). The acquisition is contingent upon shareholder and regulatory approval. The combined entities will create the nation's sixth largest brokerage firm with 6,259 registered representatives in 41 states.>> Hmmm no wonder First Union came out so fast with the same information From Everen site, which by the way is one ugly site with next to nothing on it, although their broad of directors is filled with an A list of directors. <<Our rating system encompasses two time frames: intermediate-term (6 months or less) and long-term (6 to 18 months). The three ratings - Outperformer, Market Performer and Underperformer - are clearly defined within these time frames. We use the passive rating system, which does not advise clients whether to buy, sell or hold, because we feel investment consultants understand their clients' investment objectives and are better suited to suggest investment action with the aid of this rating system. While we recognize no one rating system is perfect, we feel this best meets the needs of EVEREN and its clients. We further recognize that there is no assurance that any investment will continue to meet the rating system criteria indefinitely.>>