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Technology Stocks : CheckFree Holdings Corp. (CKFR), the next Dell, Intel? -- Ignore unavailable to you. Want to Upgrade?

To: Charlie Smith who wrote (9729)	9/7/1999 5:14:00 PM
From: King David	Read Replies (1) \| Respond to of 20297

>>> If the history of Integrion Inte ... what? KD

To: Charlie Smith who wrote (9729)	9/7/1999 8:26:00 PM
From: Benny Baga	Respond to of 20297

>>>If the history of Integrion is any indication, they won't be raining, they'll be joining. Well, I'm trying not to underestimate Spectrum, but that being said they seem to have many issues to "iron" out. 1. Management. Spectrum claims that they won't become Integrion2 because they have fewer Cooks stirring the Pot. On the other hand, Chase bank has been spending most of it's time trying to get additional partners (for what reason, i don't know, $$?). In fact it looks like starting operations has been pushed back due to this effort (although I'm only making an educated guess here). 2. Integrated product. The biggest problem I see is that Spectrum doesn't do bill presentment, they are just a switch. It is up to the member banks to sign up billers (and present the bills, I believe). Wells is using JITS, First Union is using home account, and Chase is using someone else. How the can this work? Yes there is OFX, but OFX 1.5 can't handle bill presentment, at least not anything comparable to CheckFree latest release of E-Bill. On the other hand, I guess if all three banks selected the same software company, they would create another "CheckFree". 3. They say Spectrum is for profit. Which to me shows they aren't realistic, although, they could be saying for their shareholders sake. FWIW, First Union owns the rights to QuickBill, guess Intuit missed that one. Benny(IMHO)