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To: noiserider who wrote (10113)	9/14/1999 11:05:00 PM
From: Sweet Ol	Respond to of 20297

Keith, I use Commercial Federal for my wife. It is on Quicken's list. First you get the account set up as an on-line account with Quicken & your bank. Then you can click on ONLINE and select ONE STEP UPDATE. This will download all your transactions from the bank and the current balance. Qkn will show you which of the items match transactions already in your register. If any item doesn't match, you figure out the problem. Usually it is a check my wife failed to put in Qkn, or she made an error in the amount. Then you click ACCEPT and it updates your register and marks the items as reconciled. If your online balance that from your bank does not agree with your register balance you can reconcile it in the normal way. Since all the electronic transactions, service charges and checks written by Quicken have to match, most of the time it is perfect and the whole process takes less than a minute (depending on your modem and the speed of the internet at that time). You can do this every day if you want to, so your account is always reconciled. I like it so much that I am exploring internet banks to find one to move my account to. TL had a great suggestion of paying most people the annual average amount every month automatically and then checking every 3 or 4 months to see if you need to make adjustment. My goal is to get the number of paper checks I write down to 3 or 4 a month by the end of the year. Good luck, John