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Technology Stocks : CheckFree Holdings Corp. (CKFR), the next Dell, Intel? -- Ignore unavailable to you. Want to Upgrade?

To: Erik T who wrote (10294)	9/19/1999 12:28:00 AM
From: Erik T	Read Replies (1) \| Respond to of 20297

When we talk about person-to-person electronic payment transactions, is this essentially what goes on with current wire transfers (which banks charge a fortune for)? As we all speculate, person-to-person payments could be a huge business opportunity in the online auction arena. Just to revisit the idea, most people currently only accept cashier's checks ($2 to $5 per payment). There is also Billpoint credit card services (expensive and takes up to a month to receive your money): Transaction Amount........Billpoint Fees $0.01 - $15.00................$1.99 $15.01 - $35.00...............4% + $1.99 $35.01 - $250.00..............3% + $2.99 $250.01 - $750.00.............2.75% + $5.99 $750.01 - $1000.00............2.5% + $9.99 $1000.01 - $3000.00...........4.5% If Checkfree could do it electronically they could probably make a decent profit at $0.32 per transaction and have the money in the account the next day, handling payments up to $100,000. Faster, cheaper...that's what the internet is all about. Erik (IMHO)

To: Erik T who wrote (10294)	9/19/1999 1:26:00 PM
From: MGV	Respond to of 20297

Just an anecdotal aside regarding Yahoo driven subscriber growth. Although I signed up for Yahoo's billpay and am impressed with its interface, I likely will drop it at the end of the trial period in favor of the free billpay on Wingspan. Now that Wingspan uses CKFR on the back end, it makes the decision a slam dunk. The only advantage Yahoo has over Wingspan is that I use the Yahoo finance page often and like having the bill pay at a site that I visit anyway. In the end, wingspan's free service wins. I'd switch to Yahoo if it were to offer bill presentment before wingspan.