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To: Cooters who wrote (42517)	9/25/1999 11:26:00 PM
From: D.J.Smyth	Respond to of 152472

cooter, ot "I meant they simply do not prepare you to evaluate investments. I stand by that assessment." there is course work on standard methods of evaluating stocks relative to accounting, inventory, ratios, etc; but no charting. but you're probably correct relative to this new environment; or choosing individual stocks within a given category outside of one's expertise. much of CFP work is investment law, taxes, and planning. by the way, many industry sponsored CFP courses are done in group settings with a proctor. many of the tests are difficult. i know Phds who flunked courses the first time around. they assumed the tests would be easy relative to their college work, didn't study thoroughly, and were surprised. i have years of decision sciences in both undergraduate and graduate work with a decent average (mba program) and I flunked a CFP course. took it for granted.