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To: John Walliker who wrote (33928)	11/4/1999 5:29:00 PM
From: Don Green	Respond to of 93625

John Thanks I've have also been there too often :-( John almost everywhere I go these days I hear people chatting about all of their "PAPER" profits that they are making in the market. It is getting way out of hand. I was in Japan in the 80's and it often reminds me of things there. The big difference is the Japanese stayed away from leverage, credit. Where Americans live by it. It seems people are putting as much of their incomes into the 401K that they are allowed and then live on their credit card credit lines. It can't and won't last. The other day, I was in a grocery store and a fellow in front of me bought maybe $8.00 in food and then had to sort through maybe 15-20 credit cards to determine which one wasn't maxed out??? SCARY Regards Don