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To: Alok Sinha who wrote (23053)	11/16/1999 8:46:00 PM
From: Mephisto	Read Replies (1) \| Respond to of 64865

Greetings, ALOK! Did you go to India for a vacation? Nice to hear from you again. Best wishes, Mephisto

To: Alok Sinha who wrote (23053)	11/16/1999 10:22:00 PM
From: Sonki	Read Replies (3) \| Respond to of 64865

alok, jdn, it's hard not to tinker w. ones portfolio. some time vacation is the best thing.. "Don't confuse bull market with intelligence" yes but also not a good idea to think that one is smarter then the market. if u r seaching for value, i have done real well w. coms and utek in last couple of weeks.. up 30-40% w.out anyone noticing it. i also have cpq at 18.x then did cc on cpq just to collect some safe mony. take look. mrkt is broadening... it's not simple any more, u can't just buy the leaders and make mony. anyway, i have been shopping for term life insurance. my agent sez i m gona out live the 30 yr. term and i shoud buy life time. does anyone understand this subject??? looking for advice. buy term (will cover to age 70) or pay 5x for life time to cover age of 100.