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To: LOGAN12 who wrote (2814)	12/24/1999 10:11:00 AM
From: Labrador	Read Replies (3) \| Respond to of 6020

Query: Given (1)the deregulation of commissions that took place this fall in Japan; (2)the significant amount of 10-year CDs that are maturing near term in Japan (where interest rates are so low that reinvestment in CDs is unlikely); (3)the number of start-up discount brokerage firm (e.g., ETrade-Japan); and (4)Nasdaq Japan right around the corner Should we be putting our money in Japanese-based mutual funds that invest in OTC stocks? Will this be a prudent course of action for an early 2000 investment?