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Biotech / Medical : HRC HEALTHSOUTH -- Ignore unavailable to you. Want to Upgrade?


To: Tunica Albuginea who wrote (69)1/2/2000 1:12:00 AM
From: Night Writer  Read Replies (1) | Respond to of 181
 
TA,
Most large employers are self insured for employee medical care. They might buy insurance for catastrophic medical care. The HMO, MCO, or health insurance company acts as a Third Party Administrator (TPA) for a fee. The employer determines what is covered and what isn't covered. They hide behind the TPA and let them take the heat. The lawyers are getting smart.

Smaller employers do buy insurance. Price is a big issue for small businesses. They often can't afford the first class coverage they would like to buy.

Health Care expense is a big problem. I hope some one comes up with a real solution.
NW



To: Tunica Albuginea who wrote (69)1/29/2000 12:27:00 AM
From: Tunica Albuginea  Respond to of 181
 
Canadian Medicineÿ Isn't Cheap or Effectiveÿ

interactive.wsj.com

ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ Memo to Al Gore:
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ Canadian Medicine
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ Isn't Cheap or Effective

ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ By William McArthur, M.D., former chief coroner for British
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ Columbia. He is a palliative care physician and senior
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ fellow in health policy studies at the Fraser Institute.

ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ It is obvious by now that Bill Clinton and Al Gore
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ intend to make health care a big issue in this year's
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ presidential race. My country, Canada, has been cited
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ often as a health-care model for the U.S. by virtue of the
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ availability of "free" care and low-cost pharmaceuticals.
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ Yet it would be a costly and tragic error for American
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ seniors to conclude that they would be better served by
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ Canadian-style health care or for American legislators to
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ assume that they can selectively opt for price controls on
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ pharmaceuticals without damage to health-care quality.

ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ The Organization for Economic Cooperation and
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ Development (OECD), which does comparative
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ economic research for its 29 member countries, recently
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ noted that disability-free life expectancy for female
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ Canadians had fallen to 63.8 years in 1991 from 66.1
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ years in 1978. Could this reflect the fact that Canadians
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ are increasingly denied health care by long waiting lists
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ for most medical and surgical procedures?

ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ At a median level, Canadians wait six weeks to see a
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ specialist after their family doctors ask for the
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ consultation. Having seen the specialist they will wait a
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ further seven weeks before treatment is provided. In
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ between, they will wait for tests, most of which rely on
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ technology that is limited in supply. The median wait for
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ magnetic resonance imaging is 11 weeks; five weeks for
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ a CAT scan.

ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ It used to be claimed that waiting times did not impair
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ patients' health. Now, Toronto-area hospitals, reflecting
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ legal concerns about lawsuits, ask patients to sign a legal
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ release accepting that while delays in their access to
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ treatment may have jeopardized their health they
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ nevertheless hold the hospital blameless.

ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ Meanwhile, a survey of technology availability by the
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ OECD and the Fraser Institute shows that Canada ranks
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ 21st in availability of CT scanners, 19th in availability
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ of MRIs, sixth in availability of cancer radiation
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ machines, while ranking fifth in terms of overall
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ spending on health care. A survey of teaching hospitals
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ in British Columbia, Washington state and Oregon
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ revealed that at least 18 surgical and diagnostic
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ procedures readily available in the U.S. are unavailable
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ in Canada.

ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ Canadians over the age of 65 use health care at four
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ times the rate of those under 65 and thus are more
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ exposed to the deficiencies. Moreover, the treatments
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ elders need most often are the ones where the worst
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ shortages exist. According to the Fraser Institute's annual
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ survey of hospital waiting lists, the median patient waits
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ 70% longer than is medically reasonable, in the view of
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ their physicians. Waits for cardiac surgery are 145%
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ longer than medically reasonable, 90% longer for
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ orthopedics (hips and knees) and 75% longer for
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ ophthalmologic (cataracts and lens replacement) surgery.

ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ American politicians often claim that the Canadian
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ health-care system controls costs. It controls some costs
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ but certainly not wage costs. The average Canadian
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ hospital spends about 80% of its budget on labor
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ compared to 55% in a typical U.S. hospital. That's what
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ happens when you have a single, politicized purchaser of
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ labor services. A recent comparison of wages for
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ unionized hospital employees and for unionized workers
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ at private hotels found that hospital grounds keepers
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ were paid 40% more, hospital painters 63.3% more and
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ hospital cooks 28.9% more.

ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ Where costs are minimized, it is often at the expense of
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ patient access and comfort. As part of this model, all
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ provinces subsidize pharmaceuticals for seniors. As is
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ typical in such cases, the provinces have sought to
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ contain budget outlays by applying vigorous cost
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ containment to pharmaceutical suppliers. Savings have
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ been claimed, but at the expense of the elderly.

ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ Because of these price controls, Naderite organizations
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ in the U.S. have been backing bus trips to Quebec to buy
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ drugs for seniors in New York and New England. But
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ few Americans know how they would be treated if they
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ were residents of Quebec. A National Post article in
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ 1998 claimed that a government study--not made
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ public--had catalogued deaths in Quebec resulting from
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ the lack of availability of lifesaving drugs. Efforts to
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ reduce spending on pharmaceuticals doesn't take account
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ of the fact that drugs are often the cheapest, most
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ cost-effective way of treating many ailments. Nor do
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ they acknowledge that government spending on drugs is
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ less than 5% of the total health-care budget. Efforts to
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ control drug costs also mean that many drugs available
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ in the U.S. and Europe are delayed entry to the Canadian
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ market.

ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ All provinces require that when chemically identical and
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ cheaper generic drugs are available that they be
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ substituted for more expensive brand-name products. No
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ one quarrels with this unless, as in British Columbia,
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ newer and more effective drugs are replaced with older,
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ chemically different agents that produce changed effects.
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ A 64-year-old male patient of mine had serious peptic
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ ulcers controlled for more than five years with a drug
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ called omeprazole. The government required that he be
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ switched to an older, less effective drug. Within three
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ days he required hospitalization and a lifesaving blood
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ transfusion. It took 10 days and several transfusions to
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ stabilize his condition and he was, after huge needless
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ expense, discharged on omeprazole, the drug that he had
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ been on in the first place.

ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ The extent to which my patient's experience is
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ generalized is not yet known but is currently the object of
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ careful study at the Fraser Institute. Similar "cost
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ control" experiences have produced great increases in
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ the costs of U.S. HMOs.

ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ The experience that Canada has had with government
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ oversight of its health-care system suggests that a
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ narrow-minded focus on the cost of particular aspects of
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ health care produces unanticipated consequences that
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ directly affect the health status of populations. The fact
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ that some drugs can, for the short term, be secured more
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ cheaply in Canada does not mean that the American
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ pharmaceutical policy should be shaped in our image.
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ That some changes are necessary cannot be denied, but
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ they should be made slowly, carefully and in the context
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ of a primary concern for patients' health, not some
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ short-term price discounts. As too many Canadians have
ÿÿÿÿÿÿÿÿÿÿÿÿÿÿ discovered, you get what you pay for--or somewhat less.