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To: smolejv@gmx.net who wrote (7468)	1/4/2000 2:52:00 PM
From: Berney	Read Replies (2) \| Respond to of 11051

DJ, Excellent Returns Dude! Your Buy & Hold strategy has served you well. Moreover, and, more important, your choice of stocks was excellent. Back in the spring of 1998, when JT and all of you were educating me on Leaps, I noted the price of the the Leaps on all the DJIA stocks and a couple of others. Shortly, I'll share the results of the performance of the concept. I've been sharing the strategy with TM and KB as a way to play the game. Clearly, it has merit without as much aggravation. Again, Well Done! TB

To: smolejv@gmx.net who wrote (7468)	1/4/2000 11:35:00 PM
From: bztrader	Read Replies (1) \| Respond to of 11051

DJ, And they say size doesn't matter. That's easy to say when it's as big as yours...your rate of return, that is. gg Like you, I'm counting on my returns to fund college for my kids. I hope I can be as successful. Leaps are new to me, but it sounds like a great way to invest. Berney has been guiding me, and I'm setting up an account to experiment. One stock that looks attractive right now is FNM. Not a real glitzy company, admittedly, but the financial are certainly beaten down right now. It seems like every time there is a rate increase expected they get discounted up front, so that by the time the increase finally gets here their price goes up. Any thoughts on this? And is there any sector which you favor for leaps, or do you try to spread them around to representation in all sectors? Again, congratulations! KB