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To: Tom Kearney who wrote (92077)	1/24/2000 4:26:00 PM
From: Skeeter Bug	Respond to of 164684

tom, but the interest is available for reinvestment. rates are closer to 6.5% than 6%. even excluding reinvestment, a bondholder has $60 after ten years or 300% MORE than a stock return. the guy is fast and loose w/ his math and the numbers he makes up to put in his "calculations." see the other note i sent you for more details. dow 36000 is absurd, not conservative. past performance is not a guarantee of future performance. extrapolating past performance into the future is a thick leg that his theory stands on. a false leg. i could argue that the last time valuations were this high it was a horrible idea to buy stocks as it took 15-20 years to break even. therefore, the same will happen now. why buy one w/o buying the other.