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To: JP Sullivan who wrote (3738)2/4/2000 9:38:00 AM
From: Steve Sullivan  Respond to of 5195
 
Winston, Think of upfront payments as you would paying points for a mortgage. These points effectively lower the long term payment on the mortgage. The more points/upfront fees you pay, the less the long term obligation. Of course, this is just my opinion, I could be wrong.


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