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To: waverider who wrote (67507)	2/18/2000 9:14:00 PM
From: Voltaire	Respond to of 152472

Yes, I was in the same mode with my 2001's and hell I got to thinking when I had the Flu and really nothing else to do but think a little, what am I accomplishing by sitting through these damn manipulated corrections every six months when I just start over but have given up six months. Trust me, nothing scientific but just one of those right brain thoughts that hit me while I was sick. But I did transfer out of most of my 2001's into July's and we will see. Then I got thinking not only about the time but how much more leverage I would have with a lower premium to pay. That was certainly a factor but not as much as the possible loss time premium. Almost a no brainer to this right brainer. I could certainly be missing something. V