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Non-Tech : E*Trade (NYSE:ET) -- Ignore unavailable to you. Want to Upgrade?

To: Curtis E. Bemis who wrote (12984)	4/7/2000 9:53:00 AM
From: Francis Muir	Respond to of 13953

I cannot remember when I last paid either an ATM or a VISA fee. An interesting new feature is that clicking on "Accounts" now goes to a "Balance Summary" page which includes a "Portfolio Total" figure. All assets, both bank and brokerage. Clicking on the particular accounts then takes you to more detail and, in particular, the running worth of any brokerage accounts. Fido

To: Curtis E. Bemis who wrote (12984)	4/7/2000 9:54:00 AM
From: Scott Kleinhans	Read Replies (1) \| Respond to of 13953

Curtis Here's some info on ATM cards from the FAQ page, Scott Q: Is there a fee for ATM withdrawals? A: ETRADE Bank never charges a fee to use an ATM. However, the institutions that own the networks may charge you to use them. Please consult your account documents to see which charges may apply. And remember: ETRADE Bank ATM cards can be used at over 350,000 Cirrus ATMs worldwide. To find the Cirrus ATM nearest you, please call toll-free 1-800-424-7787 or click here. *Q: Which ATMs can I use with my ETRADE Bank card?** A: ETRADE Bank ATM cards can be used at over 350,000 Cirrus ATMs worldwide. To find the Cirrus ATM nearest you, please call toll-free 1-800-424-7787 or click here. Q: Is there a limit to the number of ATM withdrawals I may make each month?* A: No. You can make unlimited ATM withdrawals from your True.net checking account. ETRADE Bank never charges a fee to use an ATM. However, the institutions that own the networks may charge you to use them. Please consult your account documents to see which charges may apply. And remember: ETRADE Bank ATM cards can be used at over 350,000 Cirrus ATMs worldwide. To find the Cirrus ATM nearest you, please call toll-free 1-800-424-7787 or click here. Q: Where can I find an ATM that doesn't charge? A: The following sources list free ATMs (Please note: E*TRADE Bank can't vouch for the accuracy of these sources): Free ATM listings for the following states: Arizona, California, Colorado, Florida, Idaho, Maryland, North Carolina, New Hampshire, Nevada, Ohio, Oregon, Texas, Utah, Virginia, Washington and Wisconsin. Free ATMs in the New England area, including Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island and Vermont. Free ATMs in the Southeast United States, including Alabama, Arkansas, Florida, Georgia, Louisiana, Mississippi, North Carolina, South Carolina and Texas. The Michigan Credit Union League gives their credit union members well-organized information on free ATMs throughout the state of Michigan. Credit Union National Association, Inc. offers ways to locate surcharge-free ATMs for many credit union organizations, including the Navy Federal Credit Union, America First Credit Union, the Illinois Credit Union and more.

To: Curtis E. Bemis who wrote (12984)	4/7/2000 10:30:00 AM
From: Diamond Jim	Respond to of 13953

If so, that would be a strong deterrent. I don't pay ATM fees, ever. Ditto, and I don't pay for air at gas stations either.

To: Curtis E. Bemis who wrote (12984)	4/7/2000 11:05:00 AM
From: Eman03	Read Replies (1) \| Respond to of 13953

Curtis, When you use your ATM card at a machine that charges you, Telebank reimburses your account for the charge. I believe they do it for up to 3-4 uses per month. I usually use no charge machines at work, but on the two occassions I had to use a machine that charged, here is what happened: I withdrew $200 and the withdrawl slip showed $201.50. When it hit my telebank account register the next day, it showed a withdrawl for $201.50, and right after it a credit for $1.50. It will work for you if you keep your withdrawls to 3-4 per month at a charging machine. I opened my telebank account right after the merger announcement, and I have been absolutely pleased with the move. Closed all of my First Union accounts and opened up a checking, savings, and money market. Now linked with my etrade account and move money back and forth within a day. Hope this helps. Evan