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To: Amy J who wrote (103432)	5/16/2000 7:51:00 AM
From: rudedog	Respond to of 186894

Amy - re: educating on real world finance. I went to a private school for a couple of years (8th to 10th grade). One of the student exercises in 9th grade social studies was a semester-long "game" where each student was given $1000 in "play money" and given a range of investments - from savings accounts to stocks and bonds. The teacher spent a little time on the risks and rewards of the various options, and student "portfolios" were publicly posted every week. The results were interesting - the two groups who came out ahead were those who just stuck to conservative investments (savings and bonds) and those who stuck to their original portfolio - "buy and hold". The rest dithered around from one losing investment to another. This was 1963, so returns were not much by today's standards, but still the best "investors" were up about 5% over the 12 weeks of the semester. The "savings" people were up a percent or so, and most of the rest were down, some quite a bit. It was an interesting exercise and affected my investing style later in life.

To: Amy J who wrote (103432)	5/16/2000 8:33:00 AM
From: willcousa	Respond to of 186894

I have a theory on why investing isn't taught. If too many people knew how the system works they might have less patience with our elected officials.

To: Amy J who wrote (103432)	5/16/2000 2:42:00 PM
From: Ali Chen	Respond to of 186894

Re <teaching children on financial matters> Which topic should be included? "The Greater Fool Theory"? "Pump and Dump" tactics? "General gambling strategies"? "How to trade from credit card account"?