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To: Robert Rose who wrote (103780)	5/22/2000 1:10:00 PM
From: Danny	Read Replies (1) \| Respond to of 164684

Rob, the only thing that comforts me is that I am still up a lot compared to the same time last year :) There was never a doubt in my mind that in the end, this is just a bump in the long road. Good luck. BTW: Have you noticed the house value going down drastically in the last two months around the entire Bay Area? In Feb and March, a buyer had to put up 30-50% above asking price to get a house, now he/she could even bargin for a 3-5% price discount. What a turnaround!

To: Robert Rose who wrote (103780)	5/22/2000 3:11:00 PM
From: Glenn D. Rudolph	Read Replies (1) \| Respond to of 164684

Danny, as I'm sure you're aware, you have a good job. (Nothing to sneeze at in this market. ;)) I'm confident: you and I will both do ok (history is the best predictor). :)) Rob, My portfolio went negative for the year as of market close last friday. I still believe I will do fine as will you, Danny, etc. I would never have been as stron in this down market except for some Mark Fowlers buys I made in January and sold at a lucky time. Those wins are now back in the casino.