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To: H James Morris who wrote (106066)	7/13/2000 4:44:00 PM
From: Glenn D. Rudolph	Respond to of 164684

INTERNET Estimate Change: S1 Corporation (Nasdaq: SONE) Buy 2001 EPS: $0.50 from $0.70 Scott Appleby, eFinance "Revenue projections have been adjusted down on S1 Corporation to reflect the continued pricing pressure in the consumer suite licensing market and the difficulties in developing a clear revenue picture with licensing sales," said Appleby. "Management turmoil at CitiBank has led to speculation regarding the company's Internet strategy and conjecture that S1 Corporation's historically strong relationship may be in jeopardy. Given the potential difficulties facing S1 Corporation, we feel it is prudent to lower our second quarter, 2000 and 2001 revenue estimates." James, Did you get permission from the analyst to post this part of his/her report? If not, watch out for CSFB LOL.