To: justmickey who wrote (68380 ) 10/30/2000 11:58:23 PM From: Jim Bishop Respond to of 150070 CHICAGO, Oct. 30 (UPI) -- Life insurance companies should be given access to genetic information but health insurers should not, according to Dr. Francis S. Collins, director of the National Human Genome Research Institute. Collins said health insurers should be prevented from using genetic profiles to restrict access to insurance. Collins added, however, that "health insurance and life insurance are very different. Life insurance is subject to adverse selection in way that could bankrupt the companies." He said a person who has a genetic predisposition for a disease that shortens life expectancy "might actually load up on life insurance, but people don't load up on health insurance." Collins, who made his comments during a press briefing at the annual meeting of the American Academy of Pediatrics, said "health insurance is a right, life insurance is a privilege." He said that one approach to balancing the needs of customers and life insurance companies might be to allow anyone to buy "a basic policy for up to $100,000 with no questions about genetic testing, but once it goes over that, I think the insurance agent has a right to know the genetic information." Collins also said that he and other collaborators in the gene-mapping project are putting the finishing touches on a manuscript that "will really put into perspective what this all means. It will explain exactly what we know now." Collins said that publication of that manuscript would be the event that future scientists will reference rather than the "June 26, 2000 announcement." At a White House ceremony on that day Collins joined a team of scientists in announcing that the human genome was "about 90 percent mapped." He wouldn't name the journal in which the paper will be published but said, "it will be a very prestigious journal." He predicts publication in January. Plans are underway to coordinate release of educational materials for high school biology classes with the publication of the genome manuscript. Collins said he visited a Florida school Friday to test one version of the education kits. "Every biology teacher in the country will be sent a kit," said Collins. The kit will contain a 15-minute video as well as learning modules on CD-ROM. "The program is designed to be used with introductory biology classes, up through advanced classes," he said. (c) 2000 UPI All rights reserved. -0- Copyright 2000 by United Press International. *** end of story ***