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To: chomolungma who wrote (120446)	12/4/2000 3:06:19 PM
From: Jim McMannis	Respond to of 186894

RE:"Anyone who is diversified and not on margin is fine. Two lessons that I learned at a young age." I'm very diversified, about 90 different stocks and funds... No margin, no options right now. Basically, oil and biotechs (and a few Dow stocks) are the only things holding up my portfolio but I wouldn't call everything "fine". Still way down. I've been through numerous bear markets but most investors haven't and probably don't think everything is "fine" either. A lot of wealth has gone to money heaven...more than anytime since 73-74, IMHO. Jim