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To: Elwood P. Dowd who wrote (88683)	1/6/2001 11:27:43 AM
From: Captain Jack	Read Replies (2) \| Respond to of 97611

El-- I dipped into FTU at the close yesterday this from Wed I think brought it to my attention... from "The Financial Investor" that is dropped to me daily...... FIRST UNION CUTS DIVIDEND First Union (FTU, $28, up $2) announced its intention to reduce its annual dividend to $0.96 per share, a 50% reduction from the current annual dividend of $1.92 per share. The new dividend rate will go into effect this quarter. First Union estimates that this action will generate approximately $5 billion in additional capital over the next five years. COMMENT: This is not completely unexpected, and should help First Union to plow money back into their core business. We are a bit surprised by the move, especially considering that they just raised their dividend payout in the last quarter. The dividend yield still remains respectable at 3.5% and should be safe for the near future. We still like First Union, and are confident that the company will move past its current problems as management further consolidates past acquisitions and streamlines the business.

To: Elwood P. Dowd who wrote (88683)	1/6/2001 4:17:18 PM
From: Captain Jack	Respond to of 97611

(COMTEX) B: Industry-Leading Consumer Electronics Manufacturers Annou B: Industry-Leading Consumer Electronics Manufacturers Announce New Microsoft Windows CE-Based Devices at 2001 International CES Bill Gates Demonstrates Wide Range of Windows Powered Devices in Keynote Address LAS VEGAS, Jan 6, 2001 /PRNewswire via COMTEX/ -- Today at 2001 International CES, six new Windows(R) CE operating system-based devices were announced, including Internet radios, Web pads and a wearable Internet appliance from Hitachi Ltd., Samsung Electronics, Siemens, AboCom Systems, DigMedia Inc. and SmartMedia. These new products represent just a few of the many Microsoft(R) Windows CE-based devices highlighted at CES this year, including those demonstrated during Bill Gates' keynote address such as Hitachi's wearable Internet appliance, Pocket PCs from Compaq Computer Corp. and Hewlett-Packard Co., UltimateTV from Microsoft Corp., and Microsoft Car.NET. The breadth of Windows Powered devices showcased at this event is a clear demonstration that companies are selecting Windows CE 3.0 as their platform of choice for connected, 32-bit client devices that demand rich applications and Internet services. These devices and others are being showcased at the Microsoft (Nasdaq: MSFT) Booth 626 at CES in Las Vegas. (Photo: newscom.com ) Hitachi needed an embedded operating system that would enable the wearable Internet appliance to be built in less than six months," said Osamu Ebina, section manager of the Digital Media Systems Division at Hitachi. "We explored various embedded operating systems, including Linux, and found that only Windows CE 3.0 provided the rich functionality and comprehensive tool set we needed to develop our product quickly." While differing in form, features and functionality, these new devices have one thing in common -- Internet connectivity. The ability to access the Internet is a must-have in these new devices, and Windows CE not only enables that but also ensures that the end user has a rich experience once connected. Some of the key technologies in Windows CE that enable this include the following: -- Rich multimedia functionality. Windows Media(TM) Technologies, which includes the Windows Media Player, enables support for audio and video playback and streaming media. The DirectX(R) application programming interface, an API set, allows developers to build rich multimedia applications. -- Complete browsing experience. Internet Explorer 4.0, a low-footprint browser included in Windows CE 3.0, enables a rich browsing experience with functionality nearly equivalent to that of the Internet Explorer 4.0 desktop version but consumes much less memory. -- Efficient memory usage and power management. A richly featured Windows CE configuration, including Internet Explorer 4.0, consumes less than 8 MB of memory, lowering hardware costs for consumer devices, while advanced power management technologies optimized for battery-powered devices can provide 10 hours of continuous use. -- Comprehensive tool set. Platform Builder 3.0, a comprehensive tool set for building Windows CE-based devices, enables developers to build their customized device significantly more easily and faster than ever. eMbedded Visual Tools 3.0 provides a complete tool set for creating applications and new system components for any embedded design based on Windows CE. "We are seeing strong adoption of Windows CE 3.0, especially as a platform for Internet-enabled devices," said Bill Veghte, vice president of the Embedded and Appliance Platforms Group at Microsoft. "Embedded developers are choosing Windows CE because it provides a complete solution that enables them to quickly and easily bring a feature-rich Windows Powered device to market." More than 100,000 attendees are expected to visit the Microsoft booth to view the broad range of Windows CE-based devices being showcased, including the following: -- AboCom X-Pilot. This wireless Web Pad gives users quick and easy access to the Internet. -- Acer IP-100 Web Telephone. This advanced telephone gives users quick access to e-mail, voice messaging, caller ID, contact information and the Internet. -- Audioramp iRAD. The iRAD combines streaming and downloadable audio with AM/FM and CD features all in one design. -- Compaq iPAQ Home Internet Appliance. This appliance gives people of all skill levels access to their favorite Web sites at home with no software to load and with built-in help. --CyberbankPC-ePhone. This ePhone combines two must-have appliances -- a personal digital assistant and a mobile phone. -- DigMedia DigRadio. This radio allows users to surf for radio content, change channels and adjust volume -- all without being attached to a PC. -- DMX Music DMX Axis. This enables a business owner to customize a store's music with automatic playlist updates sent via the Internet. -- Hitachi ePlate. This puts information at a user's fingertips by providing access to corporate networks, point-of-sale tasks or the beer counter from a stadium luxury box seat. -- Hitachi wearable Internet appliance. This headmounted device with a miniature display gives the appearance of viewing a 13-inch desktop screen at a distance of 2 feet. -- Honeywell WebPAD. This allows up to eight Web surfers to connect at one time to browse the Internet or to send or receive e-mail -- Inviso eCase. This allows users to carry around e-mail messages or office documents on a handheld device and view them from a virtual 19-inch monitor. -- IPM Smilephone. This allows users to make phone calls, browse the Web and send and receive e-mail. -- Samsung IZZI Web Pad. This portable device allows users to browse the Internet or use instant messaging. --Siemens Gigaset 4600 SIMpad. This mobile Internet pad allows users to write directly on the screen or use the virtual keypad to send e-mail or browse the Web. --SmartMedia DDL Player. This Internet radio appliance allows people to listen to radio stations from all over the world without a PC. -- Turtle Beach AudioTron. This device plugs into a PC to provide high-quality sound through home stereo components. -- Viewsonic Wireless Viewpad. This mobile Internet appliance provides untethered Internet browsing.