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To: NOW who wrote (68810)2/16/2001 5:05:15 PM
From: pater tenebrarum  Read Replies (1) | Respond to of 436258
 
yes, i also believe he's going to retire this year.

agree an intermediate term bottom is close in time.

but i'm not so sure of the effect the refi explosion will have this time around - it all depends on what people need the money for.