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To: GST who wrote (121830)	3/27/2001 12:00:16 AM
From: Glenn D. Rudolph	Read Replies (1) \| Respond to of 164684

"Vulnerable to what?' Competition. New entrants, Substitute services. Integrated media companies. This limits what they can charge and what they can charge for. Every firm has competition. I never stated they were a monopoly.

To: GST who wrote (121830)	3/27/2001 1:29:52 AM
From: schrodingers_cat	Read Replies (3) \| Respond to of 164684

Hi GST, just catching up on the thread . Re: Will the American people start to save... I think not. Lack of savings is part of the culture and given the first possible chance I think people will be all too ready to go back to the casino. Of course this time it will be different <g> , this time they will take some profits off the table before the crash <gg>, this time they won't throw money at over hyped bubble stocks just because some salesm...uhhh... analyst tells them to <ggg>, this time JQ Public will make money! <LOL> Btw have you noticed KREM lately... speculation lives!!! The only way the American people start to save is if we go through what people went through in the 30s and 70s... year after year of demoralizing losses in the markets and trouble in the economy. Seeing friends and neighbors getting laid off and then being bankrupted by mortgages and credit card bills and ending up in some crummy apartment down the road from Charlie's Crack Emporium ... that might do it. Then stock market participation and debt levels will gradually fall. Only then will people see the value of safe, conservative investments. The trouble with saving is that people want it all and they want it NOW... such a philosophy is incompatible with saving for 5% a year returns. And if they lost their retirement savings in 2000...well, 5% returns aren't going to do it for them...only one option to get their money back ...go back to the casino.