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To: GST who wrote (121950)	3/28/2001 10:45:42 AM
From: Sarmad Y. Hermiz	Read Replies (1) \| Respond to of 164684

>> I know lots of people in Hawaii who used their house as equity -- as their main form of "savings". GST, took some money from the "sidelines" today and bought stock. ADCT @ 9. But I didn't mortgage my house, just used the proceeds from yesterday's sell-into-exuberance trades. I think the rest of the week looks down The closer we get to Friday, the more down it will get, in my guess.

To: GST who wrote (121950)	3/28/2001 7:35:55 PM
From: Victor Lazlo	Read Replies (1) \| Respond to of 164684

<< But there is a point here on savings -- it is smart to have a little actual money tucked away. >> Hye you'll get no argument from me on that. (then again the Japanese people have lots more than a little tucked away and look how they're doing- they're all still scared to death desipte their hoarding.) My gripe is that the US govt and that article's author are seriously flawed in the definition of "savings" - it's a joke!! We have moved far beyond passbook savings accounts as a way to build savings for the future, yet the official measurements have not. It's way off base. Victor