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To: GST who wrote (122345)	4/1/2001 2:43:47 PM
From: Sarmad Y. Hermiz	Read Replies (1) \| Respond to of 164684

>> job #1, increase the savings rate. Implication, very slow progress in the upward movement of stocks for the next few years. << I disagree about the implied cause/effect here. I don't care about stocks in general. Personally I buy specific stocks. Their fortunes might respond somewhat directly to savings level. But the main driver is general economy and their technical and business execution. I will stay fully invested in my stock picks. Which has done well for me so far this year [edit ... delete %]. My main concern is the level of employment, considering all the announced layoffs, and coming bankruptcies in the failed dotcom employers.