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To: ItsAllCyclical who wrote (89824)	4/8/2001 10:10:01 AM
From: Terry D	Read Replies (4) \| Respond to of 95453

Jim - CNN had a piece the other night on the changing tenor of the brokerage ads, the truck driver with an island and Stuart the punk daytrader are gone. Instead we now have Charles Schwab addressing a room that is filled with an earnest, perfectly balanced multi-racial, all age groups and gender represented audience. They want to know whether to sell, buy or wind their watch. Mr. Schwab tells them to relax. They chuckle appreciatively. RELAX? Great - it isn't Chuckie's friggin 401K that has been Blodgeted beyond recognition. Relax. Wonderful advice. The guy has to identify his retirement plan using dental records and Chuck wants him to relax. Maybe the thought of working until he is 102 is not calming. Maybe he wants to find the guy who explained the fool proof method of a diversified "plan" that entailed buying different mutual funds, with different names, that all owned the same stocks and beat him like a pinata. That sounds relaxing. t d