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To: Victor Lazlo who wrote (123330)	4/9/2001 10:10:43 PM
From: Skeeter Bug	Read Replies (1) \| Respond to of 164684

victor, prove you exist. bet you can't. -ng-

To: Victor Lazlo who wrote (123330)	4/10/2001 10:37:43 AM
From: Wayners	Read Replies (1) \| Respond to of 164684

The most important single fact about saving and investment activities is that in our industrial society they are generally done by different people and for different reasons. Savings would be abstaining from doing the things that would entail present consumption in order to provide for larger consumption in the future--the amount of their savings being measured by the difference between their net real income and their consumption. In our modern economy net capital formation or investment is largely carried on by business enterprises, especially corporations. Saving is primarily done by an entirely different group: by individuals, families, households, pension funds. Whatever the individual's motivation to save, it often has little to do with the investment opportuntities of business and society. --Paul A. Samuelson