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To: ptanner who wrote (136266)	5/29/2001 4:28:36 PM
From: Road Walker	Respond to of 186894

ptanner, re: "It is amazing to me that if I go to the doctor and offer to pay cash so there will be no insurance paperwork overhead I will have to pay from 30 to 40% more than if the doctor had to deal with the insurance company overhead." I've also seen discounts for test when the recipient was not insured, to almost 50%. I have seen a hospital emergency room that would be a perfect model for inefficiency, where a 10 minute procedure takes three hours. An auto repair business would be gone in a week with the same efficiency. The insurance companies routinely reject legitimate claims on the hope that the patient won't follow-up, that they will just pay the bill. Medical care is the most messed up business there is. And IMHO it's because their is no financial incentive to fix it. John