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Pastimes : Clown-Free Zone... sorry, no clowns allowed -- Ignore unavailable to you. Want to Upgrade?

To: Mark Adams who wrote (108371)	6/12/2001 10:24:38 PM
From: LLCF	Read Replies (1) \| Respond to of 436258

No, I meant this Fed number that Pru-bear has linked to their site: usatoday.com • The Fed's measure of consumer debt payments in the final quarter of last year climbed to its second-highest level since the Fed began monitoring it in 1980, as household debt payments rose to 14.29% of disposable income, just less than the record 14.38% in the last quarter of 1986. vs your graph, that seemed to be about 20% or more?? And they don't unfortunately include mortgages right?? I don't understand why the fed would bother with this number without mortgages or at least in conjunction with bwtfdik. To be fair to Pru-bear his number would be like what an analyst might look at with a company: cashflow/s.t.debt or cashflow/ total debt.... although he'd certainly look at the debt service AND it's duration as well. A bank will look at your overall debt to equity as well, which all this ignores. There is usually substantial value hidden away in home equity... if the brokers havent' sucked it all out yet -gg- DAK