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To: Snowshoe who wrote (12784)7/14/2001 8:50:33 AM
From: Tommaso  Read Replies (1) | Respond to of 78516
 
Unless I misunderstood badly, my TIAA policy is guaranteed against premium increases. The company recently went into for-profit status and may offer policies to those not in education. If they don't, there must be some other company that does.

tiaa-cref.org

My mother dropped a policy when the premium went from an initial $2,000 a year to something like $16,000. It would have been better to go on paying the premium as it turned out. Her care expenses in her final years were running close to $50,000 a year and went a long way towards totally depleting her assets.



To: Snowshoe who wrote (12784)7/14/2001 7:45:14 PM
From: jeffbas  Respond to of 78516
 
OT: On Long Term Care also be aware that if you drop dead and never use it or Medicare adds LTC coverage (unlikely) you will never get anything out of the policy.