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To: Terry Maloney who wrote (113808)	7/23/2001 5:35:05 PM
From: pater tenebrarum	Read Replies (3) \| Respond to of 436258

yep...time, btw.,to keep a close eye on the BKX....i have a (not supported by any smoking gun facts) feeling that trouble is looming in the sector. credit quality news certainly continue to worsen, and AXP's admission that the 'risks' of its imploding portfolio of structured collateralized debt obligations 'were misunderstood' may be symptomatic of the experience of a wide swathe of players. liquidity, where art thou? may become the question sooner rather than later.