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To: patron_anejo_por_favor who wrote (115560)	8/3/2001 5:11:34 PM
From: S. maltophilia	Read Replies (2) \| Respond to of 436258

I can't find any LEAPS on ACF. When did that little POS get over 20? -g- Their 10Q's footnotes are a study in opacity. I don't have broadband so their 10K will have to wait 'til late at night.

To: patron_anejo_por_favor who wrote (115560)	8/4/2001 12:12:28 PM
From: PerryA	Respond to of 436258

Thanks for your comments on ACF. Wrote a few naked calls for the time premium. PerryA

To: patron_anejo_por_favor who wrote (115560)	8/4/2001 1:22:32 PM
From: posthumousone	Read Replies (2) \| Respond to of 436258

Is there a point where decreasing rates is no longer effective? I have noticed that 30 year morgatage rates have not really changed all year. My parents are rolling over CDs at 4%. My MM was paying 5.6% in Jan and now is down below 4% This gives them and me since im all in cash, much less money to spend. I would think most older people with houses paid off and dont carry cc balance are in the same situation. I feel I am being FORCED into stocks because I can no longer get a safe return that beats inflation. Is this the goal?