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To: GVTucker who wrote (834)	8/30/2001 10:44:03 AM
From: TimF	Read Replies (1) \| Respond to of 1001

That translates to a price at the end of 2005 of 36¼, for an annualized return of 4.6%. Given the way that the market is trading, that could be some significant outperformance of the S&P 500. If I was aiming for sub 5% returns it would probably be better to go in to bonds. Or maybe I could pay down my mortgage even with the loss of the deductions because I would be paying less interest I would still beat 4.6% return, plus there is less risk. Tim